Wednesday, February 25, 2015

What is Hot Yoga or Bikram Yoga?


What is Hot Yoga

Increasing popularity of hot yoga: Basic tips, benefits and myths

Hot yoga or more popularly Bikram yoga is getting very popular around the world and particularly in the US. It was invented by Bikram Chaudhary in the decade of 70s. Less precisely this is any yoga class done in a heated room and room is usually done at a temperature of 95-100 degrees Fahrenheit. An intense yoga session at high temperature causes profuse sweating and makes the body very warm. Though, some parts of this yoga are in themselves calorie-burning and helps in muscle-building but it is more an individual choice.

Bikram Yoga

This method of hot yoga is a series of 26 yoga postures that comprises two breathing exercises. They are performed twice during the 90-minute session. Bikram Choudhury, born in Calcutta, established Yoga College of India in Beverly Hills. He and his wife Rajashree were both yoga Gurus

Tips for Hot Yoga -for beginners

You should have your own yoga mat as you will be profusely sweating. This is precisely students tend to wear less clothes during the session.
Drink sufficient water so that you don't get dehydrated. Don't eat anything 2-hours before the class.
  • If you do yoga from Bikram method, studio should be certified to teach Bikram Yoga.
  • Pregnant women should avoid doing hot yoga.
  • Bring a bottled water, towel for face
  • You can wear regular yoga clothes.
  • What happens in the hot yoga session?
The moment you enter the class temperature suddenly changes and this sudden change will shock your system. Few people don't prefer wearing clothes so don't get surprised if you cross half naked men in the classroom. Be prepared for immense sweat during the session. You can wipe out your faces in between the session.

Logic behind Bikram Yoga

The heated studio makes your body more flexible. The postures and asanas stimulate and restore health to muscles and joints. It is a fact that most of the people don't use full capacity of lungs and hot yoga session helps you realize full potential of lungs. Thus you take more oxygen and exhale more carbon di oxide. This improves blood circulation resulting in improvement in cardiovascular activity. Extension and compression of lungs work simultaneously in order to inject fresh blood to every joint and organ. The pumping of excess, fresh blood is called extension.

Benefits of hot yoga

Hot yoga warms and stretches muscles, ligaments, and tendons .It detoxifies body by releasing toxins. This reduces stress and improves circulation of blood in the body. The profuse sweating results in loss of weight and strengthens muscles. It helps a lot in chronic diseases diabetes, thyroid and arthritis. It prevents body from injuries. Bikram had suffered a knee injury while training for weightlifting. He was told by doctors that he would never walk again .After that Bikram started practicing his Yoga practice it allowed him to rebuild his muscle and walk again.

Controversies surrounding Bikram Yoga (hot yoga)

Medical experts are of the view that excess strain exerted on muscles in hot environment increases danger of muscle or ligament stretched beyond biological limit causing damage. But there is other side of coin also. Many scholars of yoga explain that the demand for energy in heated environment stimulates metabolic processes and slows down other processes. They opine that Yoga should be practiced in optimum & comfortable conditions. Explaining further they say, Yoga is all about relaxation and it is not stressful exercise. In hot yoga the heart rate, respiration rate and blood pressure increases and this can be dangerous. They emphasisze that Yoga should be done on the line of methods prescribed by Patanjali. The relaxed body results in lowering of respiration rate, blood pressure and normal heart rate which in turn lowers the metabolic rate. As per experts, "The in Bikram's 26 poses, especially the Hero and Camel poses, may cause damage to lower back, groin, knees and ankles." On the other hand there are yoga scholars who talk about the many fold advantages of hot Yoga refuting claims against hot yoga.
However to be on a safer side it's best to consult a physician before taking up any work out regime -including hot yoga.

Tuesday, February 24, 2015

EXCLUSIVE Is Reliance offering 10-year interest-free loan for buying insurance? - Moneylife

EXCLUSIVE Is Reliance offering 10-year interest-free loan for buying insurance? - Moneylife
Moneylife » Personal Finance » Insurance » Is Reliance offering 10-year interest-free loan for buying insurance?
Is Reliance offering 10-year interest-free loan for buying insurance?
RAJ PRADHAN | 02/07/2013 06:01 PM |   
Customers have got fraudulent calls offering a Rs10 lakh interest-free loan from Reliance Capital when you buy Reliance Life Money Multiplier policy of Rs1 lakh premium

Fraudulent callers from Reliance Life are offering Reliance Capital’s interest-free loan of Rs10 lakh for 10 years if you pay a yearly premium of Rs1 lakh for its Money Multiplierinsurance product. You may wonder how Reliance Life can make such a fantastic offer without any collateral. After all, you can just vanish after getting the loan and not pay the remaining nine premiums. Before you plan to get away after quick riches, the truth is that the dubious callers will disappear without giving you any loan once they stick you with an insurance policy of a trivial value.
 
Moneylife has spoken with these shady characters few times on the phone (011-65981239/011-65695595). The callers guided us to page nine of the Money Multiplier brochure. It says that the loan works out to 80% of the surrender value. Anyone familiar with the surrender value knows that it is usually pathetic and paying just one premium means the surrender value is zero. The caller is looking for a gullible person to take for a ride. The pitch is, “Reliance Capital interprets surrender value as maturity value of the product”. This is the crux of deceit and if you bite the bait, you will be lured into making a dud investment.
 
The caller promises that the Money Multiplier policy will give guaranteed Rs22 lakh on maturity after 10 years, but only Rs1.2 lakh will be returned to policyholder. It justifies what the brochure mentions about loan given at 9% p.a. interest rate. It signifies that Reliance Capital makes money on the loan. The justification for loan is that “to be on safer side for Reliance Capital, it is offering a loan of nearly 50% instead of 80% of the maturity value”. The caller says that the policy bond will be kept as collateral with Reliance Capital. It is to create an impression that the policy bond is of significant value even though it is worthless if you end up paying just one premium.
 
The callers, who are based in New Delhi and give their address as 13th floor, Lalit Towers, Connaught Place, seem to have answers to all the doubts. They assure that the Reliance Capital loan will be processed within one month of the policy issuance. To make you comfortable they offer a 45-day free-look period even though page ten of the brochure clearly states that there will be only a 15 day free-look period. It’s just fraudulent sales tactics to offer something more than what the brochure clearly states.
 
If you still wonder what action they will take in case you disappear after getting the loan, their quick reply is to bring Insurance Regulatory and Development Authority (IRDA) into the picture by claiming that IRDA’s recovery department will help in case the policyholder does not pay after first premium!
 
In reality, IRDA does not have any recovery department. The callers say that your credit score will be affected and any future loan will be difficult as the RBI (Reserve Bank of India) will also be reported. They claim that Reliance Capital does not have to worry about it. They are correct with their assessment. Reliance Capital is free of any liability because it does not give you the loan promised by these ludicrous callers.
 
It is time IRDA gets tough with these fraud calls. There are susceptible customers who fall prey with brand names of big corporates. Will they get justice?
 
Here is Reliance Life’s official reply:
 
The instances of “offering Rs10 lakh insurance loan from Reliance Capital offers” are made by spurious callers, a menace faced by the industry, and not part of any mis-selling. The industry has sought help from the EOW and we, as Reliance, have also filed over 170 FIRs against these spurious callers - wherever the customer/victim/complainant has agreed to help us. Please share all the numbers that you have, with a written formal complaint (which is needed to lodge FIRs), to us so that our legal teams can lodge relevant FIRs against these spurious callers. A formal complaint, giving details of the complainant, is mandatory for filing FIRs. Please also inform your readers about the same and guide them that they can write to us at "rlife.headcustomercare@relianceada.com”, in case they get any such false offers.
 
In the second part, we will give a specific case of someone who actually purchased Reliance Life Money Multiplier with the expectation of getting a loan. Watch out for the story tomorrow.
 

Friday, February 20, 2015

Best Yoga and Meditation Books

Image result for yoga and meditation booksThey woulImage result for b k s iyengar books

Testimonials:
Yogi Bare: Naked Truth by Philip Self
Yoga from the Inside Out by Christina Sell
Meditation:

Wherever You Go, There You Are by Jon Kabat-Zinn
Peace Is Every Step by Thich Nhat Hanh
Faith by Sharon Salzberg

Image result for b k s iyengar books

Ayurveda:
What's Your Dosha Baby? by Lisa Marie Coffey
Yoga and Ayurveda by Dr. David Frawley
Image result for b k s iyengar books
Ayurveda for Women by Maya Tiwari
Philosophy
Bringing Yoga to Life by Donna Farhi
Eastern Body Western Mind by Anodea Judith
Hatha Yoga Practice
Light on Yoga by BKS Iyengar
Jivamukti Yoga by Shannon Gannon and David Life
Yoga for Wellness by Gary Kraftsow
Yoga: The Iyengar Way by Silva, Mira, and Shyam Mehta
The Language of Yoga by Nicolai Bachman
Pranayama and Breath:
Light on Pranayama by B.K.S. Iyengar
Teaching Skills
Yoga History:
The Yoga Sutras of Patanjali by Swami Satchitananda
The Secret Power of Yoga by Nischala Joy Devi
Hatha Yoga Pradipika by Swami Swatmarama
Anatomy/Physiology:
Yoga Anatomy by Leslie Kaminoff
Anatomy of Movement by Blandine Calais-Germain
The Anatomy Coloring Book by Kapit & Elson
Inspirational
The Alchemist by Paulo Coelho
Awakening the Buddha Within by Lama Surya Das
Shantaram by Gregory David Roberts
Siddhartha by Hermann Hesse
Poetry
The Soul of Rumi by Coleman Barks
The Gift by Hafiz
Sweat Your Prayers by Gabrielle Roth
The Essential Rumi, New Expanded Edition by Jalal al-Din Rumi
Nutrition
Omnivore’s Dilemma by Michael Polland
Radical Healing by Rudolph Ballentine
If the Buddha Came to Dinner by Sofia Hale Schatz
Creating Health by Deepak Chopra
Food & You by Sari Harrar and Barbara Loecher
Healing with Whole Foods by Paul Pitchford
Food and Healing by Annemarie Colbin
- See more at: http://yoganonymous.com/60-of-the-most-recommended-yoga-books/#sthash.rI5hiwQq.dpuf

Popular Yoga Meditation Books

(showing 1-50 of 292)
Light on YogaLight on Yoga (Paperback)
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avg rating 4.32 — 8,496 ratings — published 1966
The Bhagavad GitaThe Bhagavad Gita (Paperback)
by (shelved 5 times as yoga-meditation)
avg rating 4.05 — 52,433 ratings — published -500
Light on LifeLight on Life (Paperback)
by (shelved 4 times as yoga-meditation)
avg rating 4.37 — 2,384 ratings — published 2005
Yoga AnatomyYoga Anatomy (Paperback)
by (shelved 3 times as yoga-meditation)
avg rating 4.17 — 4,835 ratings — published 2007
Tao Te ChingTao Te Ching (Paperback)
by (shelved 3 times as yoga-meditation)
avg rating 4.27 — 39,100 ratings — published -500
Real Happiness: The Power of Meditation Real Happiness: The Power of Meditation (Paperback)
by (shelved 2 times as yoga-meditation)
avg rating 4.14 — 3,386 ratings — published 2010
Be Here NowBe Here Now (Paperback)
by (shelved 2 times as yoga-meditation)
avg rating 4.25 — 24,426 ratings — published 1971


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